Real estate appraisal services for homeowners in the city of Broomfield and Adams County

Here are the top seven reasons CO homeowners order from Robert Michael Lambert:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
To challenge a CO property tax assessment
Remove PMI to cut their mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate

Own a home in or near Broomfield, CO and need help determining the value of it?
Contact Robert Michael Lambert.

At Robert Michael Lambert, we understand the individual needs of a homeowner seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value assessment than yours.

Need to remove PMI?

A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. Robert Michael Lambert is seasoned in helping consumers just like you delete undesirable PMI insurance.

Challenging Adams county's assessment of your property

If you live in a local area that is going down or not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. This only means you are most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Robert Michael Lambert is your perfect weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can this be inconvenient from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Robert Michael Lambert can provide you with efficient appraisal to help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for preciseness? An appraiser from Robert Michael Lambert can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.